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The opinions and information given by ModernMoneyNinja and provided on this website are not personal advice and do not take into account your investment objectives, financial situation or needs. You should therefore not rely on opinions and recommendations from ModernMoneyNinja when making financial decisions. You should seek independent advice before making any financial decisions.

In the rare case that we have discussed specific products or investments that are available on the open market, you should conduct your own research and be sure to review the Product Disclosure Statement provided by the relevant financial institution.

Any information published on this website or through any of our communication channels, that you have paid for (paid content) is for your use only, it can be downloaded and printed for personal use only. 


The information contained in this website (and any other ModernMoneyNinja communication channels) has been prepared from a wide variety of sources, which ModernMoneyNinja, to the best of its knowledge and belief, considers accurate. ModernMoneyNinja makes no representation and takes no responsibility as to the accuracy or completeness of any information distributed or posted. You should always seek personal financial advice, tailored to your individual circumstances before making any financial decisions.

ModernMoneyNinja (and its employees, directors or associates) do not guarantee the performance of a security or financial product that is discussed, mentioned or reviewed in any of our communication channels. All of ModernMoneyNinja and its employees, directors and associates disclaim to the maximum extent permitted by law any liability for any loss or damage however caused arising as a result of any recipient relying on information provided on this website, or in any of our communications.

In the case of any ModernMoneyNinja communications, reports or products that are delivered via email, ModernMoneyNinja does not guarantee delivery of the service via email notification. We accept no liability for lack of email delivery due to third parties, such as Internet Service Providers (ISP’s) preventing the email coming through to you.

Refund Policy

As with any shopping experience, there are terms and conditions that apply to transactions at ModernMoneyNinja. By placing an order or making a purchase, you agree to the terms set forth below along with the ModernMoneyNinja Privacy Policy and Terms of Use.

You have 30 days from the date of purchase to request a refund. You can request a guaranteed refund for ANY reason within 30 days. After 30 days, refunds MAY be granted at the sole discretion of ModernMoneyNinja.

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